Lanady – Creative Solutions

Creative Solutions

Who We Are

Lanady specializes in providing a variety of products and services to meet our customer’s demands at the highest level of quality. We service our clients by ensuring they have the right product/service that fits their current needs.

We are contracted with all of the major carriers in order to offer the plans that provide the coverage and benefits you are entitled to and those plans that you qualify for.

Our Solutions

Medicare

Lanady can assist you with the 2 main ways to get Medicare:

1. Original Medicare is a fee-for-service health plan that has two parts: Part A (Hospital Insurance) and Part B (Medical Insurance). After you pay a deductible, Medicare pays its share of the Medicare-approve amount, and you pay your share (coinsurance and deductibles). If you want Medicare drug coverage (Part D), you can join a separate Medicare drug plan.

2. Medicare Advantage (also known as “Part C”) is a type of Medicare health plan offered by a private company that contracts with Medicare. These plans include Part A, Part B, and usually, Part D. Plans may offer some extra benefits that Original Medicare doesn’t cover.

Supplemental Coverage

Lanady offers Supplemental Insurance plans to our customers based on their needs and budget.

Supplemental insurance refers to an insurance policy that supplements your primary health insurance coverage. Supplemental insurance includes a variety of policies that can be explained by our specialized insurance agents.

Examples of supplemental health insurance include dental plans, critical illness plans, and hospital indemnity plans. Whether a supplemental health plan is right for you depends on your health, the costs of the plan, and the benefits of the policy you’re thinking about buying.

Life Insurance

Lanady provides a questionnaire to all of our customers to ensure they will receive the appropriate life insurance product for their needs.

A life insurance contract is simply, in exchange for your premium payments, the insurance company will pay a lump sum known as a death benefit to your beneficiaries after your death. Your beneficiaries can use the money for whatever purpose they choose.

Life insurance costs depend on factors such as age, health, and lifestyle. If you’re young and healthy, you’ll likely pay less for life insurance than someone older or with health problems.

Some common types of life insurance include Term Life Insurance, Whole Life Insurance, Universal Life Insurance, and Final Expense

After Enrolling In Your Medicare Advantage Plan

Consider A Hospital Confinement Indemnity Policy

Understanding Medicare Advantage Plans

What Our Customers Are Saying About Us

TESTIMONIALS

I am so happy with my agent. She is available to help with getting me connected with my Primary Care Doctor to get referrals if needed, she assists with my added benefits on my plan such as RenewActive and she helped me get in a plan that has more on my OTC and Healthy foods card. I have referred several of my friends to her and they are very pleased as well.

D. HAYNES

I am very happy to have my agent. My son referred me to her after she helped him get into the plan that was best for him. Since I have been in this new plan that she enrolled me in, I now have no copays at the doctors. I also received an OTC and Healthy foods card that I did not have in my previous plan. Because she verified that I qualified for these benefits, it has really helped me tremendously.

T. Campbell

My agent is a great person and helps me with whatever resources I need to get the help with any doctors. I have called for lists for dentists in my area and she mails the list to me and has made sure that I was in the right plan with my doctors in network. I appreciate her being my agent and recommend her highly.

L. MURRAY

I purchased a Hospital & Cancer Indemnity policy to "Fill in the Gaps" of my current Medicare Advantage Plan to cover my copays for hospital, emergency room, ambulance and cancer up to the Maximum out of pocket. Within 1 year I had shoulder surgery and I didn't have to pay any copays because this policy covered the out of pocket copays associated with my plan. I told my agent with LANADY that, "Everyone should get this coverage to have peace of mind if they ever need it for unexpected expenses to be covered.

B. Moore

My wife and I have been so happy with our services from our agent with LANADY. We have been able to get support from her back office in assisting with finding a new provider and any billing issues. We are happy that she is always responsive to our needs and is able to help in any way. She constantly keeps in touch with us through monthly newsletters, mailing postcards and sending out surveys to see what our needs are or what may need to be updated. We highly recommend the services of LANADY because of the value and extra effort added.

C&J Short

"I couldn’t be more impressed with the level of care Ms. Canady puts into her work. Not only did she secure the best policy for me, but she also found a way to increase my over-the-counter benefits by $80 – a significant improvement that makes a real difference. Ms. Canady goes above and beyond with every interaction, from personal birthday shout-outs to thoughtful branded gifts. Her attention to detail makes me feel like I’m her only client. I truly appreciate everything she does and highly recommend her for her dedication and outstanding service!"

T. Carter